Payment Systems News

To help you stay on top of developments that are changing the way we pay for goods and services, Wiser has created a payment systems news email. It is delivered to your inbox once a day and features the best articles on the topic from around the web. Down through history the way payments have been made and received has changed. Bartering gave way to currency which lasted for centuries until technology developed electronic methods of payment. These payment systems include electronic transfers and payments by debit and credit cards. Electronic payment systems have become more popular, and have moved on to contact-less payments and payment through personal mobile devices. But new technologies are changing payment systems even further. One change is the introduction of non-traditional financial institutions to control the networks. An example of this is using the technology company PayPal rather than a traditional bank. And this is moving even further with systems that remove the middleman altogether - an example of this is Bitcoin. To stay up-to-date with payment systems news and with developments in the technology and regulatory system, sign up for the free Wiser email digest.

Recent Payment Systems News Coverage
 
Your Weekly Recommendations Tuesday, May 23, 2017
 
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MasterCard In The Garden Portfolio
Seeking Alpha • D.J. Habig
The lower your self-esteem, the flashier your credit card
MarketWatch • Quentin Fottrell
A 10% mortgage hike would sink almost three quarters of homeowners, Manulife says
CBC Radio-Canada • Linda Nguyen
Struggling consumers may be paying the wrong debt first
CNBC • Kelli B. Grant
5 Tips To Make It As A Tech Freelancer
Forbes • Laurence Bradford, Under 30
Mobile wallet Curve launches 'time travel' tool to let you 'shop in the past'
Wired • Bonnie Christian
Euro Banking Association Outlines Use Cases For Digital Currencies
PYMNTS.com • Pymnts
Why the Chinese Will Pay for Content That Americans Won't
Bloomberg • Selina Wang
'Late payments took me to a frightening place'
The Guardian • Emma Sheppard
Stopping Faster Payments Fraud, Faster
PYMNTS.com • Pymnts
 
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Credit Cards, Credit Services
MasterCard In The Garden Portfolio
Seeking AlphaD.J. Habig
Summary I take a closer look at MasterCard in terms of my Garden Portfolio. The dividend yield and growth are essential metrics for me. Using other data, I've developed a reasonable trajectory for future dividend payments. As I've written about, most recently...
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American Express Co, Bank of America
The lower your self-esteem, the flashier your credit card
MarketWatchQuentin Fottrell
Getty Images In the credit-card turf war, platinum wraps plastic. A premium credit card is typically associated with high social status and higher fees, but recent research suggests that people will choose them because it signifies higher income “over and above its...
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Credit Cards, Credit Services
A 10% mortgage hike would sink almost three quarters of homeowners, Manulife says
CBC Radio-CanadaLinda Nguyen
Nearly three quarters of Canadian homeowners say they would have difficulty paying their mortgage if their payments were to increase by more than 10 per cent, says a new survey by Manulife Bank. Thirty-eight per cent of those polled say their mortgage...
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Credit Cards, Credit Services
Struggling consumers may be paying the wrong debt first
CNBCKelli B. Grant
If you're struggling to pay your bills, it's not always easy to decide which debts should take priority. Personal loans often take the lead, with consumers least likely to be delinquent on them compared with other debts, according to a new report...
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Credit Cards, Credit Services
5 Tips To Make It As A Tech Freelancer
ForbesLaurence Bradford, Under 30
The idea of working for yourself sounds glamorous: picking your own hours, choosing your clients, not having to worry about that long daily commute. But there are challenges as well, and it's wise to go into your new freelance career with your...
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Credit Cards, Credit Services
Mobile wallet Curve launches 'time travel' tool to let you 'shop in the past'
WiredBonnie Christian
Time travel is finally here, sort of – and it takes the form of a credit card from mobile wallet Curve. Curve began in 2015 to "cut out the noise and disconnection" in banking. The platform is designed to put your financial...
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Credit Cards, Credit Services
Euro Banking Association Outlines Use Cases For Digital Currencies
PYMNTS.comPymnts
The Euro Banking Association (EBA) announced Monday (May 22) that it issued a new information paper looking at benefits and uses cases of digital currencies for international payments and correspondent banking practices. In a press release, the trade group said the new...
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Credit Cards, Credit Services
Why the Chinese Will Pay for Content That Americans Won't
BloombergSelina Wang
Back in early 2016, Li Xiang was just another overworked magazine editor in Beijing. Then along came an opportunity to produce a business newsletter on a brand-new app called De Dao. In just a few months that app—which means “I Get” in...
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Credit Cards, Credit Services
'Late payments took me to a frightening place'
The GuardianEmma Sheppard
Holly Jade O’Leary was working as a consultant for a startup when the stress of not being paid for more than four months culminated in what she describes as a “complete mental health breakdown”. “It took me to a frightening place. I...
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Credit Cards, Credit Services
Stopping Faster Payments Fraud, Faster
PYMNTS.comPymnts
Faster is better for payments. Faster is better, too, for fraudsters. In the latest Data Drivers, Uri Rivner, head of Cyber Strategy and vice president of Business Development at BioCatch, stated that as countries around the world embrace faster payments, they may...
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