Terms of Use For getwiser.com

Updated 4/30/14

PLEASE READ THE FOLLOWING CAREFULLY BEFORE ACCESSING THE WEBSITE GETWISER.COM (THE “SITE”). THE FOLLOWING TERMS OF USE GOVERN YOUR USE OF THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS YOU MUST NOT USE OR ACCESS THE SITE.

BY USING OR ACCESSING THE SITE, YOU ACCEPT AND AGREE TO THESE TERMS OF USE AND YOU AGREE TO ABIDE BY ALL APPLICABLE LAWS AND REGULATIONS REGARDLESS OF YOUR PHYSICAL LOCATION.

You must not access the Site or accept these Terms if you are a person who is either barred or legally prohibited from receiving, accessing or using the Site under the laws of the country in which you reside or from which you access or use the Site.

Use of the Site also includes use of contents, applications, products, and/or services provided with the Site. Upon accessing the Site, you (“you,” “your” or the “User”) agree to accept this Terms of Use Agreement (the “Terms”). These Terms are legally binding and create a contract between you and Delve Media, Inc., d/b/a Wiser & Co. (“Wiser” “our,” “us,” or “we”), owners and operators of getwiser.com, located New York, NY at 25 Broadway, 10th Floor. Users agree to be responsible for compliance with applicable local, state, federal, provincial and/or international laws by accessing the Site.

If you do not agree with the Terms, which include our Privacy Policy, log off immediately and you shall be prohibited from accessing the Site indefinitely. Our Privacy Policy is located at getwiser.com/privacy/

CHANGES TO TERMS OF USE, SITE AND/OR PRIVACY POLICY

We may change these Terms, our Privacy Policy, and/or the Site at any time in our sole discretion with or without notice. You can review the most current version of the Terms by clicking on the “Terms of Use” link, located at the bottom of our website, at getwiser.com/terms-of-service/. You are responsible for checking the Terms and Privacy Policy periodically for changes. If you continue to use the Site after we post changes to the Terms, Privacy Policy, or Site, you are signifying your acceptance of the new Terms and Privacy Policy as well as the changes in the Site.

We may discontinue or change the Site or features related to the Site at any time and without notice. You agree to be bound by any changes by continuing to access and use the Site. You agree that we shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Site or any feature related to the Site

If you do not accept changes you should stop using the Site and delete the Site’s address from your computer or device.

ELECTRONIC COMMUNICATIONS AND YOUR CONSENT

Should you send e-mails to us for any reason, you are communicating with us electronically. By doing so, you expressly consent to receive communications from us electronically. We may communicate with you by e-mail or by posting notices on our Site. You agree that all notices, disclosures, agreements and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. Please see our Privacy Policy for more information.

If you no longer agree to receive notices electronically, please cease using the Site and delete the Site address from your computer or device. You may also have a right to access, update, change and delete your email address or other Personal Data at any time. To exercise such right, you may write to info@getwiser.com; or by mail at Delve Media, Inc. d/b/a Wiser & Co., 25 Broadway, 10th Fl. New York, NY 10004.

AGE RESTRICTIONS

This Site is intended for use by professional businesspersons who are more than 13 years of age. By using the Site, you confirm you are 13 years of age or older.

YOUR RESPONSIBILITIES

The Site is provided for your personal and non-commercial use. You may use the Site for lawful purposes only. You may not modify, copy, distribute, transmit, display, perform, reproduce, license, create derivative works from, reverse engineer, transfer or sell any information, software, products or services obtained from the Site.

You may not submit or transmit through the Site any information, content, or material or otherwise engage in any conduct that:

  1. Violates or infringes the rights of others, including, without limitation, patent, trademark, trade secret, copyright, publicity, or other proprietary rights;
  2. Is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another’s privacy, tortuous, contains explicit or graphic descriptions or accounts of sexual acts, or is pornographic;
  3. Victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability;
  4. Impersonates any person, business, or entity, including Wiser and its employees and agents;
  5. Contains viruses or any other computer code, files, or programs that interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment, or that otherwise permit the unauthorized use of a computer or computer network;
  6. Encourages conduct that would constitute a criminal offense or give rise to civil liability;
  7. Violates these Terms of Use, guidelines, or any policy posted on the Site; or
  8. Interfere with the use of the Site by others.

You may not use the Site:

  1. For your own commercial gain;
  2. To offer any form of advertising or promotion without our prior written consent; or
  3. To provide any false personal information or any information, content, or material on account of anyone other than yourself without permission.
  4. To avoid the age restrictions or enable another person to avoid the age restrictions.

By using our Site, you agree:

  1. To abide to these Terms of Use; and
  2. Not to share or transfer your password to others.

You may not use the Site in any manner that could damage, disable, overburden, or impair our servers or networks or interfere with any other party’s use or enjoyment of the Site. You may not attempt to gain unauthorized access to any services, user accounts, computer systems, or networks through hacking, password mining, or any other means. We may take any legal and technical measures to prevent the violation of this provision and to enforce these Terms of Use.

Each User may only have one account. We reserve the right to delete an account in the case of a User with multiple accounts, or for any other reason.

You may not use the Site or any of our communication tools to transmit, directly or indirectly, any unsolicited bulk communications (including emails and instant messages). You may not harvest information about our users for the purpose of sending (or to facilitate the sending) of unsolicited bulk communications. You may not induce or allow others to use the Site to violate the terms of this section. We may terminate your access or use of the Site immediately and take other legal action if you, or anyone using your access to the Site violates these provisions. We may take any technical measures to prevent unsolicited bulk communications from entering, utilizing, or remaining within our computer or communications networks.

Any information, content, or material you have created and submitted or transmitted through the Site and that is covered by intellectual property rights (or similar rights) shall be licensed to Wiser and Delve Media, Inc. as a nonexclusive, transferable, sub licensable, royalty-free, perpetual, worldwide license, and we are entitled to use such intellectual property on or in connection with the Site or any other medium.

We reserve the right to remove any of your information, content, or material from the Site if it violates these Terms of Use.

If you select a username, we reserve the right to remove or reclaim it if we believe it is appropriate to do so.

PROPRIETARY RIGHTS AND INTELLECTUAL PROPERTY RIGHTS

We own the intellectual property rights to the design of and the information on and in the Site, including the name of the Site and the look and feel of the color combinations, button shapes, and other graphical elements of the Site. Such intellectual property is protected by international treaties and by copyright, trademark, patent, and trade-secret laws, as well as other proprietary rights. For example, we own a copyright on the selection, organization, arrangement, and enhancement of the Site, as well as on our original content on the Site. We reserve the right to prosecute violations of our intellectual property rights to the full extent of the law. Where permissible by law, you agree to pay the costs and expenses, including reasonable attorneys fees, relating to any claim or cause of action by us relating to your violation or threatened violation of our intellectual property rights.

If, in your view, any copyright or other intellectual property right (“IP right”) that you may have is being infringed by/on the Site, please inform us immediately using the Contact information below and on the Site.

ACCESS THROUGH THIRD PARTY SERVICE PROVIDER

If you download or access the Site through another web site or service you will be required to agree to abide by all terms and conditions relating to the use of that web site or service.

All content and software (if any) that is made available to view and/or download in connection with the Site, excluding content and/or software that may be made available by end-users through a Communication Service (“Software”), is owned by and is the copyrighted work of Delve Media, Inc. and/or its suppliers and is protected by copyright laws and international treaty provisions. Your use of the Software is governed by the terms of the software license agreement, if any, which accompanies or is included with the Software (“License Agreement”). You may not install or use any Software that is accompanied by or includes a License Agreement unless you first agree to the License Agreement terms. You further agree that you will not download any content or software without complying with all applicable use controls, laws and regulations, and you warrant that you will not download any content or software where such downloading is prohibited by law.

THIRD PARTY INFORMATION AND LINKS

The Site may contain links to third party Web sites (“Linked Sites”), and may incorporate information obtained from third parties (“Third Party Information”). The Linked Sites and Third Party Information are not under our control and we are not responsible for the contents of any Linked Site or Third Party Information, including without limitation the accuracy, copyright compliance, legality, decency, reliability, legitimacy or validity of any links, products, services or any other aspect of the Linked Sites. We are not responsible for any form of transmission received from any Linked Site nor are we responsible if the Linked Site is not working properly. Links and other information are provided to you only as a convenience, and the inclusion of any link or Third Party Information does not imply our endorsement or recommendation of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites.

Any dealings with third parties conducted through the Site or Linked Sites, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and the third party. Neither Delve Media, Inc. nor Wiser is responsible or liable for any part of any such dealings.

THIRD PARTY CONTENT POSTED BY USERS

Users may link to or post information or content from third parties and/or third party websites (“Third Party Content”) when they are using the Site. User activities relating to Third Party Content are not under our control and we are not responsible for User activities relating to Third Party Content, including without limitation the accuracy, copyright compliance, legality, decency, reliability, legitimacy or validity of any links, products, services or any other aspect of Third Party Content. All Users are required to abide by the terms of use of such third parties, including obtaining any required permissions for use of Third Party Content and each User is solely responsible for his/her activities relating to Third Party Content. The inclusion of or link to Third Party Content does not imply our endorsement or recommendation of Third Party Content. Delve Media, Inc. and Wiser shall not be responsible for User activities relating to Third Party Content.

UNSOLICITED SUBMISSIONS

Please do not send us any confidential or proprietary information. Any material, including, but not limited to any feedback, data, answers, questions, comments, suggestions, or ideas which Users send to us shall be treated as non-confidential and non-proprietary. Delve Media, Inc. and Wiser assume no obligations to protect confidential or proprietary information (other than Personal Data as described in our Privacy Policy) from disclosure and shall be free to reproduce, use, and distribute the information to others without restriction other than those set by law. Delve Media, Inc. and Wiser shall be free to use any ideas, concepts, know-how or techniques contained in information that Users send to us for any purpose including, but not limited to developing, manufacturing, or marketing products and services incorporating such information.

If you send us creative suggestions, ideas, notes, drawings, concepts or other information (collectively, the “Unsolicited Information”), the Unsolicited Information shall be deemed, and shall remain, the property of Delve Media, Inc. and Wiser. None of the Unsolicited Information shall be subject to any obligation of confidentiality on the part of Delve Media, Inc. or Wiser and we shall not be liable or owe any compensation for any use or disclosure of the Unsolicited Information.

DISCLAIMER

THE SITE, INFORMATION, CONTENT AND MATERIALS ON THE SITE OR PROVIDED THROUGH OUR SITE, WHETHER BY US OR THIRD PARTIES, ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; NON-INFRINGEMENT; ANY IMPLIED WARRANTY RELATING TO COURSE OF PERFORMANCE, COURSE OF DEALING, OR USAGE OF TRADE; AND ANY WARRANTY REGARDING THE SUITABILITY AND QUALITY OF OUR SITE FOR YOUR PURPOSES OR EXPECTATIONS. WE DO NOT WARRANT THAT THE FUNCTIONS CONTAINED IN INFORMATION, CONTENT AND MATERIALS ON OR THROUGH OUR SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT OUR SITE OR THE SERVERS THAT MAKE SUCH INFORMATION, CONTENT AND MATERIALS AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. MOREOVER, YOU ASSUME THE ENTIRE COST OF ALL ASSOCIATED SERVICING, REPAIR OR NECESSARY CORRECTION DUE TO ANY SUCH HARM. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OF THE SITE OR OF THE USE OF ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS OR THE SERVICES CONTAINED ON OR OFFERED, MADE AVAILABLE THROUGH, OR OTHERWISE RELATED IN ANY WAY TO THE SITE OR ANY THIRD PARTY SITES OR SERVICES LINKED TO OR FROM OUR SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, COMPLETENESS, AVAILABILITY, RELIABILITY, SAFETY OR OTHERWISE.

WE CANNOT ENSURE THAT YOU WILL BE SATISFIED WITH ANY PRODUCTS OR SERVICES THAT YOU MAY PURCHASE FROM A THIRD PARTY WEBSITE THAT LINKS TO OR FROM OUR SITE OR THIRD PARTY INFORMATION, CONTENT OR MATERIALS CONTAINED ON OUR SITE. WE DO NOT ENDORSE ANY OF THE CONTENT, NOR HAVE WE TAKEN ANY STEPS TO CONFIRM THE ACCURACY, COMPLETENESS OR RELIABILITY OF, ANY OF THE INFORMATION, CONTENT OR MATERIALS CONTAINED ON ANY THIRD PARTY WEBSITE. WE DO NOT MAKE ANY REPRESENTATIONS OR WARRANTIES AS TO THE SECURITY OF ANY INFORMATION, CONTENT OR MATERIALS YOU MIGHT BE REQUESTED TO GIVE TO ANY THIRD PARTY. YOU HEREBY IRREVOCABLY WAIVE ANY CLAIM AGAINST US WITH RESPECT TO (A) INFORMATION, CONTENT AND MATERIALS CONTAINED ON OUR SITE OR PROVIDED THROUGH OUR SERVICES OR THE SITE, (B) THIRD PARTY WEBSITES OR OFFERS PLACED THROUGH THE SITE OR IN RESPECT TO ANY INFORMATION, CONTENT AND MATERIALS YOU PROVIDE TO SUCH THIRD PARTIES.

SOME JURISDICATIONS MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO SOME OR ALL OF THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

LIMITATION OF LIABILITY

YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY DISPUTE WITH US IS TO DISCONTINUE YOUR USE OF THE SITE.

IN NO EVENT SHALL WE OR ANY OF OUR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, AFFILIATES, SUBSIDIARIES, PURCHASORS, SUCCESSORS OR ASSIGNS BE LIABLE TO YOU OR ANY OTHER PARTY FOR ANY CLAIM FOR DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES (INCLUDING BUT NOT LIMITED TO LOST PROFITS), OR FOR DAMAGE TO YOUR COMPUTER (INCLUDING BUT NOT LIMITED TO HARM RESULTING FROM DOWNLOADING OR ACCESSING INFORMATION OR MATERIAL ON THE INTERNET), OR FOR FAILURE TO STORE OR DELIVER, IN A TIMELY OR UNTIMELY MANNER, ANY INFORMATION OR MATERIAL DISPLAYED, OR ANY CLAIM IN CONTRACT OR TORT (WHETHER OR NOT ARISING IN WHOLE OR PART OUT OF OUR ACT, OMISSION, FAULT, NEGLIGENCE, STRICT LIABILITY, OR PRODUCT LIABILITY) ARISING OUT OF OR IN CONNECTION WITH THE SITE , THE CONTENT OF OUR SITE OR FROM USERS OF OUR SITE (WHETHER OFFLINE OR ONLINE), EVEN IF SUCH DAMAGES ARE FORESEEABLE OR WE HAVE BEEN ADVISED OF OR HAVE CONSTRUCTIVE KNOWLEDGE OF THE POSSIBILITY OF SUCH DAMAGES. YOU FURTHER ACKNOWLEDGE AND AGREE THAT NEITHER WE, NOR OUR CONTENT PROVIDERS, LICENSORS, LICENSEES, NOR ANY OF THE FOREGOING ENTITIES’ RESPECTIVE RESELLERS, DISTRIBUTORS, SERVICE PROVIDERS OR SUPPLIERS ARE RESPONSIBLE OR LIABLE FOR ANY INCOMPATIBILITY BETWEEN OUR SITE AND ANY OTHER WEBSITE, BROWSER, SERVICE, SOFTWARE OR HARDWARE. THE LIMITATIONS, EXCLUSIONS AND DISCLAIMERS IN THIS SECTION AND ELSEWHERE IN THESE TERMS OF USE APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, CERTAIN PARTS OF THE FOREGOING PARAGRAPH OF THIS SECTION MAY NOT APPLY TO YOU.

FURTHERMORE, IN NO EVENT SHALL WE OR ANY OF OUR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, AFFILIATES, SUBSIDIARIES, AND PURCHASORS. SUCCESSORS OR ASSIGNS BE RESPONSIBLE OR LIABLE FOR THE CONTENT, COMPLETENESS, ACCURACY OR LEGALITY OF INFORMATION OR MATERIAL DISPLAYED IN CONNECTION WITH OR ARISING OUT OF OUR SITE OR ANY CESSATION, INTERRUPTION OR DELAY IN THE PERFORMANCE OF OUR SITE FOR ANY REASON INCLUDING, WITHOUT LIMITATION, CAUSES BEYOND OUR REASONABLE CONTROL SUCH AS EARTHQUAKE, FLOOD, FIRE, STORM OR OTHER NATURAL DISASTER, ACT OF GOD, LABOR CONTROVERSY OR THREAT THEREOF, CIVIL DISTURBANCE OR COMMOTION, ACT OF TERRORISM, DISRUPTION OF THE PUBLIC MARKETS, WAR OR ARMED CONFLICT OR THE INABILITY TO OBTAIN SUFFICIENT MATERIAL, SUPPLIES, LABOR, TRANSPORTATION, POWER OR OTHER ESSENTIAL COMMODITY OR SERVICE REQUIRED IN THE CONDUCT OF BUSINESS INCLUDING INTERNET ACCESS, OR ANY CHANGE IN OR THE ADOPTION OF ANY LAW, ORDINANCE, RULE, REGULATION, ORDER, JUDGMENT OR DECREE. NOTWITHSTANDING ANY LEGAL PROVISION TO THE CONTRARY, OUR TOTAL LIABILITY TO YOU FOR ANY DAMAGES, LOSSES AND CAUSES OF ACTION WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE) OR OTHERWISE ARISING OUT OF OR CONNECTED TO OUR SITE SHALL IN NO EVENT EXCEED $100.00 US.

INDEMNIFICATION

Upon a request by us, you agree to defend, indemnify, and hold harmless us and our parent and other affiliated companies, as well as any respective employees, contractors, officers, directors, agents, content providers, licensors, licensees, distributors, representatives and other authorized users, and each of the foregoing entities’ respective resellers, distributors, service providers and suppliers, and all of the foregoing entities’ respective officers, directors, owners, employees, agents, representatives, successors and assigns (collectively, the “Indemnified Parties”) harmless from and against any and all losses, damages, liabilities and costs (including, without limitation, settlement costs and any legal or other fees and expenses for investigating or defending any actions or threatened actions) incurred by the Indemnified Parties in connection with any claim arising out of any breach by you of these Terms or claims arising directly or indirectly from your use or misuse of the Site or Third Party Content. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you agree to cooperate with us in asserting any available defenses.

INTERNATIONAL USE

We make no representation that any content of the Site is appropriate or available for use in locations outside the United States. Accessing the Site from territories where the content is illegal is expressly prohibited. If you choose to access the Site from a location outside the United States, you do so on your own initiative and you are responsible for compliance with all applicable local use controls, laws and regulations, including those relating to the transition of technical data exported from or imported to the country in which you reside. Notwithstanding the foregoing, neither Delve Media, Inc. nor Wiser make any representation that materials on or in the Site are appropriate or available for use in locations outside the United States and accessing them from territories where their contents are illegal is expressly prohibited.

CHOICE OF LAW; RESOLVING DISPUTES

You agree that the laws of the State of New York, U.S.A. govern all matters arising out of the Terms, without giving effect to any conflicts or choice of law principles that would require the application of the laws of a different jurisdiction. Any dispute or claim arising out of or in relating to the Terms, or the interpretation, making, performance, breach or termination thereof, will be finally settled by the courts of New York, U.S.A. and of any federal or state court with jurisdiction located in New York County, U.S.A. You agree and submit to the exercise of personal jurisdiction of such courts for the purpose of litigating any such claim or action. The parties agree that all disputes will be adjudicated by a single judge sitting without a jury and you and we agree to a waiver of any and all rights to a trial by jury. You also agree that the United Nations Convention on Contracts for the International Sale of Goods shall not apply.

Please note that by agreeing to these Terms you are:

  1. Waiving claims that you might otherwise have against us, based on the laws of other jurisdictions, including your own;
  2. Irrevocably consenting to the exclusive jurisdiction of, and venue in, courts in the United States and the State of New York over any disputes or claims you have with us;
  3. Submitting yourself to the personal jurisdiction of courts located in the United States, State of New York for the purpose of resolving any such disputes or claims; and
  4. Agreeing that regardless of any statute or law to the contrary, any cause of action against us arising out of or related to the Site must commence within one (1) year after the cause of action accrues or such cause of action shall be permanently barred.
GENERAL TERMS; SEVERABILITY & INTEGRATION; NO WAIVER

This contract and any supplemental terms, policies, rules, and guidelines posted on the Site constitute the entire agreement between you and us and supersede all previous written or oral agreements. If any part of the Terms is held invalid or unenforceable under the law of the United States or any U.S. jurisdiction or under the law, rules or regulations of a particular country, the invalidity of such provision shall not affect the validity of the remaining provisions. The failure by either party to assert their rights hereunder shall not be deemed a waiver of those rights. Any waiver of any provision by us must be in writing and signed by Delve Media, Inc. to have effect.

TERMINATION

Your right to use the Site automatically terminates if you violate the Terms or any rules or guidelines posted in connection with the Site. We also reserve the right, at our sole discretion, to terminate your access to all or part of the Site, for any reason, with or without notice. The provisions of the Terms which by their nature should survive termination of the contract or your use of the Site shall be deemed to survive such termination.

CONTACT INFORMATION; NOTICE

If you have any questions or comments, or wish to send us any notice regarding these Terms or the Site, please send an email or notice to:

Delve Media, Inc.
25 Broadway, 10th Fl
New York, NY 10004
Email: info@getwiser.com
Contact Name: Sandeep Ayyappan
Web address: getwiser.com